Post Office Balance Enquiry Through SMS, Missed Call and WhatsApp Banking

Checking your Post Office account balance has become much easier in 2026. Instead of visiting a branch every time, customers can now use missed call banking, SMS, etc for post office balance enquiry from home. In this blog, explore different ways to check your post office balance online.

Different Ways to Check Post Office Balance in 2026

Customers can check their post office account balance through missed call banking, SMS banking, the IPPB mobile app, WhatsApp banking, IVRS phone banking, ATM services, UPI apps, and by visiting a post office branch.

Method	Quick Number / Platform
Missed Call Banking	8424046556 / 9910223398
SMS Banking	7738062873 / 9910228664
IPPB Mobile App	IPPB Mobile App
WhatsApp Banking	88007 56000
IVRS Phone Banking	155299
ATM and Passbook Method	ATM / Post Office Branch
UPI Apps	Google Pay, PhonePe, BHIM, etc.

How to Check Post Office Balance Enquiry Through Missed Call Banking

Here are the quick steps to check the post office balance enquiry through missed call banking –

Step 1: Register Your Mobile Number

Give a missed call to:

• 8424054994

Step 2: Check Account Balance

After registration, give a missed call to:

• 8424046556
• 9910223398

Step 3: Receive Balance SMS

You will receive your account balance details through SMS on your registered mobile number.

Also check – IPPB Aadhaar Mobile Number Update Process

How to Check Post Office Balance Enquiry Through SMS Banking

Here are the quick steps to IPPB Balance Check Number via SMS: 

Step 1: Register for SMS Banking

Send:

• REGISTER to 7738062873

Step 2: Send Post Office Balance Enquiry SMS

Send:

• BAL to 7738062873

Step 3: Receive Balance Details

IPPB will send your account balance through SMS instantly.

How to Check Post Office Balance Enquiry Using the IPPB Mobile App

Here are the quick steps to check the post office balance enquiry using the IPPB mobile app: 

Step 1: Download the App

Install the India Post Payments Bank app from:

• Google Play Store
• Apple App Store

Step 2: Log in to Your Account

Enter your registered mobile number and MPIN.

Step 3: Check Account Balance

Your account balance will appear directly on the home screen.

How to Check Post Office Balance Enquiry Through WhatsApp Banking

Here are the quick steps to check the post office balance enquiry through WhatsApp banking:

Step 1: Save the WhatsApp Number

Save:

• 88007 56000

Step 2: Send a Message

Open WhatsApp and send:

• Hi

Step 3: Select Balance Enquiry

Choose the balance check option from the menu to view your account balance.

How to Check Post Office Balance Enquiry Through IVRS Banking

Here are the quick steps to check the post office balance enquiry through IVRS banking –

Step 1: Dial the IVRS Number

Call:

• 155299

Step 2: Follow Voice Instructions

Select the balance enquiry option through the automated menu.

Step 3: Hear Your Balance

The system will announce your account balance details.

How to Check Post Office Balance Enquiry Through ATM or Branch

Here are the quick steps to check the post office balance enquiry through the ATM or the post office branch – 

ATM Method

• Insert your IPPB debit card
• Enter your ATM PIN
• Select “Balance Enquiry”

Post Office Branch Method

• Visit your nearest post office
• Update your passbook
• Check your latest account balance

How to Check Post Office Balance Enquiry Using UPI Apps

Here are the quick steps to check the post office balance enquiry using UPI apps – 

Step 1: Open Your UPI App

Use apps like:

• Google Pay
• PhonePe
• BHIM

Step 2: Select Bank Account

Choose your linked IPPB account.

Step 3: Tap Check Balance

Enter your UPI PIN to see your account balance instantly.

Important Things to Remember for Post Office Balance Enquiry

• Your mobile number must be linked to your IPPB account.
• SMS and missed call services only work from registered mobile numbers.
• Internet banking and mobile app services require MPIN registration.
• If your IPPB balance exceeds ₹2 lakh, excess funds may be transferred to your linked Post Office Savings Account as per current IPPB rules.

Have you updated your aadhaar card details recently? Here’s how to Check Aadhaar Update Status.

Disclaimer– The rankings and figures in this article have been compiled from multiple verified reports, credible news sources, and public financial data available as of 2026.

All values are approximate and may vary with newer updates, revisions, or changes in official records.

Post Office Balance Enquiry – FAQs